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We’re 61 and recently paid off our $350K mortgage, but we have only $50K in total retirement savings. Should we downsize and use the cash to boost our nest egg or delay our golden years? – MSN

We’re 61 and recently paid off our $350K mortgage, but we have only $50K in total retirement savings. Should we downsize and use the cash to boost our nest egg or delay our golden years?  MSN

We're 61 and recently paid off our $350K mortgage, but we have only $50K in total retirement savings. Should we downsize and use the cash to boost our nest egg or delay our golden years?  MSN