If you’re in the military and relocating, selling your home isn’t your only option. Many service members consider renting out their property instead—whether for extra income, long-term investment potential, or simply to keep their home while stationed …
Author: National Debt Relief
Credit card APR is the annual percentage rate your card issuer uses to calculate interest on balances. Depending on how you use your card, you may encounter different credit card APRs for purchases, cash advances, balance transfers, and other activitie…
Using a credit card is the norm in our society. According to data from Experian, half of all Americans own at least two cards and 13% have at least 5 cards. With how convenient credit cards can be, it comes as no surprise that they are in high demand.&…
Paying for several small emergencies, including a medical incident, put David on a downward spiral. As he explains, “It was just those little things popping up where you don’t necessarily have that cash lying around and it’s really easy to …
Tatiana is married with three sons. After purchasing a home in 2018, it ended up needing more renovations than anticipated. She and her husband were forced to put $10,000 on their credit cards when they didn’t have the cash on hand to cover the cost. I…
Let’s face it, we all make mistakes. And when it comes to financial matters, you would be hard-pressed to find one person with a perfect track record. Many people in debt blame themselves. Even if the circumstance preceding it was unavoidab…
Deciding whether to take out a debt consolidation loan is a big step. Before committing, it’s important to look past the sales pitch and do your due diligence on total costs, monthly affordability, qualification hurdles, and alternatives. In this guide…
If you are awash in debt, you probably understand the negative impact it can have on your mood, health, and everyday life. It can entail getting daily phone calls from tenacious?debt collectors?or having your boss inform you that your wages have been g…
Some people make the mistake of solely blaming debt for their financial struggles—especially during the COVID-19 pandemic or the Great Recession. But debt—as ugly as your preconceived notions about it may be – is not always bad. The mistake is not alwa…
Angelic was a licensed certified speech-language pathologist for 34 years until emotional trauma forced her into early retirement. It was the perfect storm when her mother passed away, her father was diagnosed with Alzheimer’s, her husband became very …