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What’s The True Cost of Sports Fandom?

Nearly Half Sports Spenders Have Gone Into Debt Sports fandom has always come with a price tag. But today, the cost of jerseys, streaming subscriptions, game-day tickets and fantasy league buy-ins is climbing, making it more expensive to participate in…

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Blog Debt Guide How To Reduce Debt Money Saving Strategies Retiree Debt

Can You Use a 401(k) as Collateral for a Loan? What to Know Before You Try

Whether you need a financial cushion after a job loss or are planning a home renovation, you might be eyeing your retirement account. It’s natural to wonder if you can use a 401(k) as collateral for a loan.  The short answer is usually no, at leas…

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Blog How To Reduce Debt Money Saving Strategies

What Lenders Look At When You’re Buying A Home With Debt

Many people who apply for a mortgage already have some kind of debt, such as credit cards, car loans or student loans. However, having debt doesn’t automatically hurt your chances of buying a home. What matters is how that debt fits into your overall f…

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Blog How To Reduce Debt Money Saving Strategies

Getting Your Utilities Back On: Options for Those Facing Financial Hardship

When the power or water gets disconnected, life can become stressful quickly. The inability to pay bills is a reality many people face, especially with fluctuating economic conditions. Fortunately, there are steps you can take to restore your utilities…

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Spending Anonymous: Overcoming Debt Addiction and Compulsive Spending

Compulsive spending and debt addiction are increasing issues in today’s consumer-driven society. Many people find themselves trapped in cycles of emotional spending, accumulating debt that impacts relationships, finances and mental health. Programs lik…

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Blog budget planning Budgeting debt free journey debt payoff strategy Financial Wellness How To Reduce Debt money saving challenge Money Saving Strategies no spend day

How Having No-Spend Days Has Helped Me Pay Off $80,000 in Debt

A while back, I explained how cash enveloping has helped me tackle my overspending problem. This budgeting method allocates specific amounts of money for variable expenses like groceries, eating out, or shopping for new clothes. By using cash instead o…

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Blog How To Reduce Debt Money Saving Strategies

The Trusted Program That’s Helping Americans Regain Control of Debt 

Does this sound familiar? You’re doing everything you can to keep up with payments, but the debt just keeps growing. Every month, it feels like you’re stuck on a treadmill going nowhere. Creditor calls, mounting interest and constant stress—it’s exhaus…

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Blog Budgeting Financial Wellness How To Reduce Debt Money Saving Strategies Saving and Investing

8 Creative and Powerful Ways to Boost Your Savings 

Saving money can be hard, especially when you’re living paycheck to paycheck. I mean, where do you even start?! For most, not knowing where to start is the reason why they never get the hang of it and have difficulties breaking the cycle of living payc…

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Blog family finances How To Reduce Debt Money Saving Strategies

The Overlooked Hustle of Summer for Moms

When we think of summer, we usually picture kids playing outside, family trips, and a break from school. However, for mothers, summer can be one of the busiest seasons of the year. Instead of focusing on free activities for kids and how to keep them en…

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Blog Budgeting How To Reduce Debt Lifestyle Money Saving Strategies

Why Meal Prepping Is Great for Your Wallet 

(And 7 tips to get started today!)  Meal prepping could save you a lot of money… And time. Plus, it could even help you live a more healthy life, too! That’s why I love it. And to be frank, I think you’re going to love it too. Why would anyo…