Between costumes and candy, Halloween has always been a time of excitement and imagination. It’s a time when we can let our creativity run wild, but while we’re busy having fun, it’s easy to go overboard with spending if you’re not ca…
Category: Budgeting
The debt snowball method entails paying off your smallest debts first and gradually working your way up to the largest one, as popularized by personal finance guru Dave Ramsey. Touted as much for its psychological efficacy as its capacity to eradicate …
September is National Preparedness Month, a time to highlight the importance of being prepared in the face of unexpected emergencies and disasters. While this month typically spotlights natural disasters, preparing for financial emergencies aligns with…
Being connected in today’s world is a necessity. Whether for work, school, or healthcare, access to the internet is something most people need. But, if you’re living on a budget, the cost of that access may be hard to squeeze in. Luckily, there’s a gov…
With back-to-school season right around the corner, preparing your children for a new school year can be both exciting and exhausting. A new academic year can sometimes go hand in hand with its own set of financial concerns. The good news is that with …
As the back-to-school season approaches, it’s an exciting time for both parents and kids. However, the reality of school expenses can often add stress to what should be an enjoyable time. The good news is that with some thoughtful planning, you can eas…
Financial planning may be your personal tar pit according to an article from ColumbiaTribune.com. This term was coined by Andrew Zumwalt, an assistant professor at the University of Missouri. He often sees the ugly emotional baggage that many people ca…
Most people shy away from the word “diet” because it’s usually associated with feelings of deprivation and limitations. We all know how hard it can be to stick to one to lose weight or live healthier. A money diet, when done correctly, can …
The pandemic brought most of us to our knees when we were basically left to fend for ourselves. With an economy that essentially stopped in its tracks, job loss and maxing out credit cards became a brutal reality for many. As a result, Amer…
The pandemic brought most of us to our knees when we were basically left to fend for ourselves. With an economy that essentially stopped in its tracks, job loss and maxing out credit cards became a brutal reality for many. As a result, Amer…