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dealing with debt collector debt collection debt relief How To Reduce Debt Money Saving Strategies personal finance

What To Do When a Debt Collector Contacts You

It can feel overwhelming when a debt collector calls—especially if you’re already struggling to keep up with bills. But that phone call doesn’t have to take you by surprise. When you understand your rights and know how to respond, you can t…

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bad collection practices debt collection debt relief FDCPA FTC How To Reduce Debt Money Saving Strategies old debts zombie debts

What You Need To Know About Zombie Debts

The world of debt collection can be a murky place, filled with confusing rules and sometimes even aggressive tactics. While there are plenty of legitimate companies that follow the rules, there are also some that operate in shady ways, tarnishing the r…