Category: personal finance
-
How To Set Up A Financially Stable Future
Everyone wants the comfort of a secure future. But if you don’t plan for one, there’s a good chance an unexpected event can throw your finances into turmoil. For example, no one can forget the pandemic, which put uncertainty on steroids. As a result, s…
-
What Is A Dormant Account?
A financial account posting no deposits, withdrawals, or transfers over a set period of time may be declared dormant, or inactive. While interest may continue to accrue on these accounts—given a sufficient balance—those payments are not taken into cons…
-
What Is A Dormant Account?
A financial account posting no deposits, withdrawals, or transfers over a set period of time may be declared dormant, or inactive. While interest may continue to accrue on these accounts—given a sufficient balance—those payments are not taken into cons…
-
4 Big Reasons to Avoid Payday Loans and 6 Better Options
Have you ever relied on payday loans to cover your expenses either occasionally or on a regular basis? Every year, 12 million Americans use them and pay over $9 billion in loan fees in doing so. Seventy percent of payday loan users borrow the money fo…
-
4 Big Reasons to Avoid Payday Loans and 6 Better Options
Have you ever relied on payday loans to cover your expenses either occasionally or on a regular basis? Every year, 12 million Americans use them and pay over $9 billion in loan fees in doing so. Seventy percent of payday loan users borrow the money fo…
-
Planning For Unplanned Expenses
According to the Greek philosopher Heraclitus, “The only constant in life is change.” Sometimes change is for the better, other times it can lead to financial difficulties. While predicting the future is the province of online psychics, saving for unpl…
-
Celebrate National Splurge Day With These 15 Purchases
If you have stuck to your budget and practiced smart financial habits all year, you deserve a break. National Splurge Day is celebrated on June 18th and even though it’s not an official holiday, it’s still an opportunity to indulge a bit. Whether…
-
Tips for Selling Your Car and Getting the Best Price
Selling a car can feel like a part-time job. But done carefully, it can put real money back in your budget or help you pay down debt. The gap between a rushed sale and a prepared one can be hundreds or even thousands of dollars. These tips for selling …
-
Debt Quotes That Double as Practical Money Management Advice
The best debt quotes do more than sound inspiring. They can capture hard-earned financial lessons in just a few words and make them easier to remember in everyday money decisions. In this collection, you’ll find quotes on debt, money management, financ…
-
Money And Depression
In one of the richest nations the world has ever known, far too many people are depressed about money. In fact, money and depression were linked in an American Psychological Association (APA) study, which found that some 72% of Americans feel stressed …