Category: Student Loan Debt

With summer slowly coming to an end and the back-to-school rush beginning, families across the country are looking at college supply lists, tuition payment deadlines, and the big question of “how on earth are we going to pay for college?!” For many, th…

Dividing debt in a divorce isn’t always straightforward—especially when it comes to student loans. Whether the loan was taken out before or during the marriage, or even co-signed by a spouse, figuring out who’s responsible can be complex.   E…

June is often seen as the unofficial kickoff to summer: A season full of longer days, poolside afternoons, and, let’s be real, bigger expenses. Between summer camps, childcare costs, family travel, and spontaneous ice cream runs, this time of year can …

Student loan debt is a major challenge for millions of Americans. More than 44 million people owe a combined $1.77 trillion in student loans, and many are managing multiple payments across different lenders. If that sounds familiar, you might be lookin…

Student loan forgiveness may help some borrowers reduce or cancel their debt—but figuring out if you qualify isn’t always easy. Rules have changed, and some plans have been blocked or revised. That makes it harder to know what options are still availab…

If you’re paying off student loans, you may be able to get a tax break on the interest. The student loan interest deduction lets many borrowers reduce their taxable income by up to $2,500 a year. This deduction isn’t just for federal loans—intere…

Paying for college can be difficult if you have bad credit or limited credit history. You may not qualify for some types of loans, or you could face higher interest rates.  But credit challenges don’t automatically prevent you from continuing your…

If a student can’t qualify for a private loan on their own, a parent or relative may be asked to cosign. This means agreeing to take full financial responsibility if the borrower doesn’t pay. It’s a generous act—but one that comes with serious risks.&#…

Perhaps you have a large student loan balance and find it challenging to keep up with payments. Those with private student loans may have it even tougher, as they lack access to income-based repayment plans. For those borrowers, there are no easy paths…

Struggling with private student loan payments can feel overwhelming—especially when you’re doing everything you can and it’s still not enough. Maybe you’ve heard about the possibility of settling your loan for less than what you owe, but you’re u…