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Federal vs. Private Student Loans: Understanding Your Options

If you have student loans, you may have seen recent changes affecting repayment plans and forgiveness programs. Parts of the SAVE plan were recently blocked, a program meant to lower payments and speed up loan forgiveness for some borrowers. This decis…

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Is College Really Worth the Debt? 

Navigating Student Loans in 2024 and Beyond  College tuition is on the rise, leaving people with a lot of student debt – over $1.7 trillion in total! This financial burden is due to two main reasons: College prices keep rising faster than most people&#…

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Smart Strategies to Help Reduce Your Two-Year Degree Costs 

Starting your journey toward a fulfilling career can be exciting but concerns about cost are understandable. While the dream of entirely free community college may not be a current reality, there are numerous practical strategies that can help make you…

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Degree Without Debt: Conquering College Costs with Smart Moves 

Your kid got into college! That’s great, but now it’s time to figure out how to pay for it all. Financial aid letters may not be as exciting as acceptance letters, but they’re important. Parent loans may seem like the only way to get kids t…

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What is A 529 Plan? 

About the only thing more expensive than sending your kid to college these days is not sending your kid to college. Seriously though, the cost of higher education has steadily been drifting out of the reach of the average American for years. &#160…

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Earning a Debt-Free College Degree 

Yes, getting a college degree can lead to significantly higher earnings potential. However, it can also leave you starting your career underneath a mountain of debt. According to data compiled by the Federal Reserve, total U.S. student loan debt amount…

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Getting a Student Loan With Bad Credit

Building good credit takes time—and if your score isn’t strong yet, it can feel like another barrier to higher education. The good news is, your credit history doesn’t have to stop you from getting a student loan. In fact, many federal student loans do…

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What’s the average college student credit card debt? 

Who doesn’t dream of their child graduating from high school, earning a college degree and landing an amazing job with a hefty paycheck? What’s not part of that dream is the potential for debt that takes years to pay off. No one wants to see their chil…

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Tips For Choosing The Best Student Loans

If your child just graduated high school or is an incoming senior, you are likely well-informed about the importance of college financial aid. Even if you are still unsure you need it, it is essential that you complete and submit the?FAFSA?(Free Applic…

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Credit Cards and College Freshmen: Pros And Cons

As students graduate high school and head off to college, they are likely to come across a handful of enticing credit card offers. No matter how amazing the offer or rewards perk may be, there’s a lot to consider before handing a credit card to a colle…