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Our 10 Part Plan on Reducing Your Consumer Debt

Additional debt-reduction tips: Remember, getting out of debt is possible. It takes time and effort, but it is worth it in the end.

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Home & Mortgage How To Reduce Debt Lifestyle Money Saving Strategies

Borrowing From an IRA for Home Purchases

Straight off the bat, you can not borrow from your IRA to buy a house. IRAs don’t allow loans. You can’t borrow against your balance, and you can’t use an IRA as collateral without triggering serious tax consequences.  What the IRS does allow is a…

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Financial Education Financial Wellness How To Reduce Debt Money Saving Strategies

How Collection Agencies Make Money and What They Pay for Debt

Getting calls or letters from a collection agency can raise a lot of questions. One of the most common is how do debt collection agencies make money when they weren’t the ones who issued the loan. In many cases, lenders hire collectors and pay them a p…

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Bankruptcy Debt Guide How To Reduce Debt Money Saving Strategies

Back Taxes and Chapter 7 or 13 Bankruptcy: How Refunds and Tax Filings Work

Does bankruptcy cover back taxes? The answer is sometimes yes, but only if specific timing rules are met.  Whether Chapter 7 or Chapter 13 covers back taxes depends on how old those taxes are and whether you actually filed returns. Here’s how both…

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Credit Card Debt Debt Guide How To Reduce Debt Money Saving Strategies

Can Social Security Be Garnished for Credit Card Debt?

The short answer is no. In most cases credit card companies cannot garnish your Social Security. Federal law is explicit on this.  But there are exceptions, and a few common situations can put your money at risk anyway. Here’s what to pay attentio…

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Debt Guide How To Reduce Debt Money Saving Strategies Student Loan Debt

What Is a PLUS Loan? Learn More About This Federal Program

What is a PLUS loan in simple terms? It is a federal Direct Loan that can help pay school costs left after other aid is used. There are two types. Parent PLUS is for parents of dependent undergraduate students. Grad PLUS is for graduate or professional…

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How To Reduce Debt Money Saving Strategies

Tulsa financial center helps residents save $2M, cut debt by $5.3M – The Journal Record

Tulsa financial center helps residents save $2M, cut debt by $5.3M  The Journal Record

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How To Reduce Debt Money Saving Strategies

PDIC: Higher Deposit Insurance Coverage Boosts Savings, Strengthens Public Confidence – journal.com.ph

PDIC: Higher Deposit Insurance Coverage Boosts Savings, Strengthens Public Confidence  journal.com.ph

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How To Reduce Debt Money Saving Strategies

Trump Urges Senate to Make Daylight Savings Permanent, Claiming It Will Reduce Crime, Increase Health, and Provide a Myriad of Other Benefits – The Maine Wire

Trump Urges Senate to Make Daylight Savings Permanent, Claiming It Will Reduce Crime, Increase Health, and Provide a Myriad of Other Benefits  The Maine Wire

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How To Reduce Debt Money Saving Strategies

British American Tobacco raises billions to reduce debt and expand smoke-free business – IOL

British American Tobacco raises billions to reduce debt and expand smoke-free business  IOL

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Home & Mortgage How To Reduce Debt Lifestyle Money Saving Strategies

Choosing the Right Mortgage Provider for Your Dream Home

Getting ready to buy a home usually means navigating a long list of financial decisions. And one of the most important steps is learning how to choose a mortgage provider that fits both your needs and your budget.  Different lenders offer differen…