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How to Spot Debt Relief Scams Before They Cost You Money

Are you struggling to pay your?credit card bills?and other debts? This can make you feel anxious. So, you might feel relieved when someone calls and promises to get rid of your debt. Unfortunately, this could be a scam.  Scammers often target people wh…

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How to Find Scholarships: 7 Top Resources

Student debt can stick with you for decades. If you want to earn your degree without taking on too much debt, scholarships are a great resource. There are tons of scholarships out there. But it can be hard to find the right ones. Luckily, many resource…

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The Reality of Debt for Older Adults (and What You Can Do About It)

Growing older used to mean approaching a long-anticipated milestone: retirement, freedom, and peace of mind. But for many Americans today, that vision is slipping further out of reach. Instead of financial freedom, they’re facing financial fear. In fac…

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What’s New With BNPL (and How Does It Affect Your Credit)?

Buy Now, Pay Later (BNPL) is reshaping how credit works. And as of April 1, 2025, it’s starting to show up on your credit report.  Affirm now reports all BNPL loans to Experian, a move the company says will “help consumers build their credit histo…

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Jobs for Veterans: How to Transition from Military to Civilian Work 

To serve in the military is a great honor. Vets are one of the most respected groups in the U.S. It is also a big job. But, while people think well of them, this doesn’t always help when they go back to normal life. Vets often have more trouble finding…

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Debt Guide How To Reduce Debt Money Saving Strategies Student Loan Debt student loan debt settlement student loan deferment student loan forbearance Student loan help from third parties student loans

Federal vs. Private Student Loans: Understanding Your Options

If you have student loans, you may have seen recent changes affecting repayment plans and forgiveness programs. Parts of the SAVE plan were recently blocked, a program meant to lower payments and speed up loan forgiveness for some borrowers. This decis…

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Federal Workers: What to Do If You’ve Lost Your Job

If you’ve worked in the federal government and have lost your job or worry about your financial future, you need to know how to handle your money in these tough times.  This blog will help you:  These tips can help you stay on top of your fin…

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Insurance Claim Denied After Wildfire? Here’s What to Do Next

The recent California wildfires have been devastating. Many people lost homes and jobs. Besides the danger and sadness, lots of victims are now facing major money problems. We expect insurance to protect us during crises. Unfortunately, sometimes insur…

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The Trusted Program That’s Helping Americans Regain Control of Debt 

Does this sound familiar? You’re doing everything you can to keep up with payments, but the debt just keeps growing. Every month, it feels like you’re stuck on a treadmill going nowhere. Creditor calls, mounting interest and constant stress—it’s exhaus…

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Managing Your Debt During the 2024 Government Shutdown

Worried about money during a possible 2024 government shutdown? You’re not alone. Many federal workers could lose pay. Others worry about the economy. This guide can help. It will show you how to:  Are you worried about missing pay? Concerne…