Living in Los Angeles on a tight budget, Kandra found herself doing what many people do: looking for ways to improve her financial situation. But one decision—to use credit cards while exploring investing—quickly spiraled into something much …
Author: National Debt Relief
When Judy lost her husband to cancer, her world turned upside down. Suddenly, she had to handle everything—grief, bills, and a mountain of credit card debt—on her own. “When my husband suddenly passed away, I was left with the responsibility to p…
Harry spent 27 years serving in the U.S. Army and Coast Guard. After retiring from the military, he started working in public affairs for the federal government and built a stable career. But behind the scenes, debt was slowly building. Like many…
Many people facing debt decide to try handling it themselves first. It can feel more affordable, more private, and more in your control. Starting on your own is a fair choice, and it helps you understand your situation better. But managing debt b…
Christilynn never thought a simple message on Facebook would change her life—but it did, and not in a good way. What started as a casual conversation with a stranger grew into emotional manipulation and financial ruin. The scammer convinced her t…
When Brittany was applying to veterinary school, she wasn’t just focused on getting accepted—she was also trying to figure out how to afford it. Application fees, travel for interviews, and moving to a new state all went on credit cards. By the time s…
If you’re considering debt settlement, you’ve probably asked yourself a hard question: “Do I really have to stop paying my creditors?” For many people, the idea of missing payments feels wrong—even if they’re already falling behind. Maybe …
For Amy Barndt (49, structural drafter/detailer, New Iberia, LA), debt wasn’t just a number—it was the price of her freedom. After 25 years of marriage, she found herself buried in nearly $40,000 of credit card debt, taking on the financial burden of d…
It can be a relief to realize that debt relief is available. It can help give you a fresh start regarding your finances, after months of coping with unpaid debts or barely making your minimum payments. In a nutshell, debt relief can help reduce t…
After a five-year pause, the U.S. Department of Education is resuming collections on federal student loans that are in default. Starting May 5, 2025, borrowers who haven’t made a payment in over 270 days may once again be subject to collection efforts …