How to Keep Your Money

With $165,000 in student loan debt and additional debt on her credit cards, Heather Schopp is struggling just to pay the minimum payments each month. Financial planner says create a budget, reduce living expenses and earn more money.

Q: My wife and I are expecting our first baby. We have some student loans and credit card debt that take up a chunk of our monthly budget. We are considering contacting a company we have seen on the TV that promises to reduce our debt. Before we do so, is there a catch?

Using credit cards to consolidate your debts is not as effective as debt reduction. Credit cards often have high rates of interest, and will often lead you into deeper debts. In fact, credit cards are one of the leading causes that …

Let’s wrap up this week’s topic of the essential and permanent lifestyle changes that are going to be needed to be successful in your debt reduction plan. In hindsight, you’ll thank yourself for making these changes, but during it, …

If you are experiencing trouble in controlling your spending and the overuse of your credit card, there are services that offer help. Channel: Money Tags: debt settlement credit card debt settlement debt settlement services debt …

You can prevent bankruptcy by consolidating your debt with the help of a loan or debt consolidation agency to reduce your monthly payments and quickly pay off your liability. But before signing final paperwork, you should develop a …

welcome to this week’s carnival of debt reduction. were in debt with an article about micro-payments. blunt money: great article about cutting up credit cards! free money finance with an article about the state of debt in america. it’s …