Are you so deep into debt that you can’t see your way out? If so, there’s no need to feel ashamed, millions of people have experienced a similar situation. For that matter, it might not even be your fault. You may have suffered a cataclys…
Category: debt relief
f you’re carrying a serious load of debt, you are a member of a very large club. The fact is the average American household carries about $6,473 in credit card debt. You have likely come across ads on TV, radio or the Internet promising quick credit …
The answer depends on the type of loan you can get to pay off these credit cards. If you were?able to obtain a personal loan at, say, 8% it could make perfect sense. But an interest rate that low is probably a pipe dream. A 48-month payoff Let’s say …
Are you feeling totally overwhelmed by your debts and have no idea how to take control of your finances? Have you tried some of the self-help options such as transferring high-interest credit card debt to one with a lower interest rate? Perhaps you hav…
Did you know that it is possible to pay off debt even if you are unemployed? Yep, you heard right. All it takes is the right strategy, financial discipline, and a bit of perseverance. If you are between jobs, you are probably more focused o…
Eric’s debt slowly added up over the years. He hit his breaking point while going through divorce and then financially helping his new girlfriend fight her custody battle. Being overwhelmed with the interest rates on his credit cards was the catalyst f…
If you own a home and are struggling with debt, you may be wondering whether using your home equity could offer some relief. Home equity loans and lines of credit can sometimes help lower your interest rates or simplify repayment—but they also come wit…
After working hard to join her family’s primary care practice, the pandemic threw a wrench in Andrea’s plans. As she explains, “I had just come back to work with my dad. He has his own practice, and I’m thinking, I’m going to be making $200…
Summer is a time for fun in the sun, right? But what if you’re a little strapped for cash, or worse, in debt? Life shouldn’t come to a halt just because you are struggling with your finances. It’s important to learn how to enjoy yourself and expe…
Paying for several small emergencies, including a medical incident, put David on a downward spiral. As he explains, “It was just those little things popping up where you don’t necessarily have that cash lying around and it’s really easy to …