November’s here, which means the holiday season is starting. The season of giving, gratitude, and unfortunately, for many, end-of-year money pressure. During the holiday season all this travelling, gifting, and extra meals can quickly crowd a budget th…
Author: Marc Russell
October sits in that awkward space between back-to-school and the holidays. You probably feel it too: budgets feel a little bit stretched, calendars start to get crowded, and the “I’ll figure it out later” voice gets louder and louder, day by day. Soun…
Summer has a way of loosening the reins on your wallet. Ball games, road trips, extra camps, spontaneous dinners out… By September, a lot of folks open their banking app and see that their bank statement is basically a scrapbook of summer. And you know…
With summer slowly coming to an end and the back-to-school rush beginning, families across the country are looking at college supply lists, tuition payment deadlines, and the big question of “how on earth are we going to pay for college?!” For many, th…
June is often seen as the unofficial kickoff to summer: A season full of longer days, poolside afternoons, and, let’s be real, bigger expenses. Between summer camps, childcare costs, family travel, and spontaneous ice cream runs, this time of year can …
y is Mental Health Awareness Month, a time to check in on our emotional well-being, break down stigma, and talk openly about the things that weigh on us. And yes, that includes money. Because whether we like it or not, financial stress and mental healt…
We’ve all had those moments. You check your bank account, see the balance, and think, “Yikes.” Maybe your credit card bill made you break out in a cold sweat. Or you’ve got five different ‘Buy Now, Pay Later’ plans but can’t quite remember when any of …
It’s tax season, and if you’re like most Americans, that tax refund check feels like a mini lottery win. It’s a lump sum of cash landing in your bank account, seemingly out of nowhere. The temptation to splurge on something fun, maybe a vacation, the l…
A while back, I explained how cash enveloping has helped me tackle my overspending problem. This budgeting method allocates specific amounts of money for variable expenses like groceries, eating out, or shopping for new clothes. By using cash instead o…
For many, the holiday season is a magical time with family, festivities, and traditions. Yet, as all the lights are tucked away in the attic and the wrapping paper is all in the bin, many of us are left with an unfortunate realization: the holiday seas…