We’ve all had that moment. Payday comes and goes, bills start stacking up, and suddenly you realize you haven’t opened your banking app in days, maybe weeks. Not because you don’t care, but because you’re scared. Scared the number won’t match what’s in…
Category: Financial Education
Many people are unsure about which debt collection practices are legal, and which are prohibited. This confusion can lead them to pay more than they owe, especially when a debt collector violates rules set by the federal Fair Debt Collection Practices …
Your 401(k) or 403(b) retirement account is probably one of your largest assets. If you need to access extra funds, you may wonder, “Can you borrow from your 403(b)?” In many cases, you can. Here’s a closer look. Understanding 403(b) …
Given the rising cost of living, debt has become a reality for many people in America. Debt-free existence might sound like a pipe dream, but when you build a financial strategy and stick to it, you may be able to wipe out your debt in time. How …
Americans are saving more in their 401(k) plans than ever before. The average savings rate in 401(k) plans at Fidelity Investments rose to a record high 14.3% in the first quarter of 2025. Eventually, the time will arrive for you to withdra…
We live in a world obsessed with ROI, return on investment. From business owners calculating every ad dollar spent, to professionals deciding whether a certification is “worth it,” we’ve been trained to look for proof that something will pay off …
Let’s start with the big question: How much Americans are in debt right now? The latest data from the Federal Reserve Bank of New York indicates that U.S. household debt reached $18.2 trillion as of the first quarter of 2025. That includes mortga…
If you’re like most people, you’d like to have more money than you do now. You know where you want to be financially, but how do you get there? The first step is learning the foundations of financial success. Mastering these key financial concept…
Financial challenges can feel overwhelming, pulling you into a cycle of overthinking. The good news is that setting clear goals can be a productive method to take control of your future. Whether it’s related to paying off debt, securi…
You can order groceries from your phone, send money with a few taps and pay bills from your couch. So, do you still need a bank branch? Here, we’ll walk you through the major differences between online banking vs. traditional banking so you…