When it comes to building wealth, investors usually land in one of two camps: the “set it and forget it” crowd or the “watch the market like a hawk” crew. That’s the difference between passive vs. active investing. Both approaches can grow …
Author: Lorraine Roberte
Math is important for money management, but the numbers aren’t everything. Mindset matters—a lot. If you’ve ever felt stuck in a cycle of “never enough,” you’ve experienced a scarcity mindset. Living out of scarcity can do a number on your …
Debt collectors are known to be pushy. Fortunately, the Fair Debt Collection Practices Act (FDCPA) gives you tools to make sure that you only pay what you owe. One of these tools is debt validation. Here’s what you need to know. What Is Debt Vali…
Losing a job can feel like the rug has been pulled out from under you. Not only is there the emotional stress of change, but there’s also the very real challenge of managing finances after job loss. When income suddenly disappears, bills do…
Every big goal starts with a plan, and your finances are no different. For anyone trying to get out of debt, save up for something important, or just stop feeling like their finances are out of control, knowing how to create a budget can help you get s…
According to the Financial Industry Regulatory Authority (FINRA), nearly 90% of Americans delay or avoid investing altogether out of fear of losing their money. That means many people are missing out on growing their money, not because they don’t want …
Gone are the days when investing was reserved for people with big portfolios and private brokers. Today, anybody can learn how to build a diversified investment portfolio and grow their money over time. But for beginners, the whole process can still be…
If you’re new to investing, it’s easy to feel like you’re staring at a giant buffet of choices without knowing what’s safe to put on your plate. Between retirement accounts, brokerage accounts and specialty savings plans, it can feel overwhelming. But …
Buying your first home is exciting, but it can also feel overwhelming if you’re not sure what to expect. Maybe you’ve already scrolled through beginner homebuying tips or asked friends and family for guidance. Those are great starting points, but it’s …
If you’re feeling stretched financially, you’re not alone. More people than ever are taking on side hustles to pay off debt. But is it worth getting a part-time job for this goal? The short answer is that in some circumstances…