A merchant cash advance (MCA) is a form of small business financing in which a company provides you with a lump sum of money upfront in exchange for a percentage of your future sales. It’s not structured as a traditional loan. Instead, the MCA pr…
Category: Small Business Debt
If you own a business, taking on some debt is often part of running and growing it. According to the Federal Reserve’s Small Business Credit Survey, about two in three small businesses carry debt. Used strategically, debt can help manage cash flow…
Getting a business loan isn’t always easy, especially if your credit history isn’t strong. Many entrepreneurs start out with little or no credit, while others may face financial setbacks that make borrowing more difficult. The good news is …
Owning a small business takes hard work, determination, and a lot of problem-solving. But even the most resourceful entrepreneurs need support at times. Whether it’s financial assistance, professional guidance, or legal advice, there are organizations …
If you run a nonprofit, you’ve probably Googled, “What grants can I apply for?” more times than you’d like to admit. Here’s the good news: there’s no limit to how many grants you can apply for—but that doesn’t mean you should click “submit” on every op…
Getting a business loan takes planning, but it doesn’t have to be overwhelming. If you know what lenders are looking for and understand your financing options, you may be able to find a loan that fits your business needs. Getting Started O…
Running a small business often means navigating financial ups and downs. When debts start piling up, it can feel like there’s no clear way forward. Debt restructuring is one option that may help ease the pressure by adjusting payment terms or combining…
Businesses can run into trouble for many reasons, including rising costs, shrinking sales or unexpected market shifts. Restructuring the business may offer a way forward. That might include changing how teams are organized or renegotiating …
Finding the money to start a business isn’t easy—but some funding options don’t have to be repaid. Startup grants can offer free financial support to help you get your business off the ground. While these grants are competitive, they may be…
Running a business comes with financial risks. If debt starts piling up, it can quickly become hard to manage, especially after an unexpected financial expense or a downturn in revenue. Debt relief options exist to help businesses reduce what the…