Most students in the U.S. aren’t being taught how to manage money before they graduate. A 2021 report from the American Public Education Foundation found that two-thirds of states earned a grade of C or lower for personal finance education. Only …
Category: Financial Education
How financially healthy are you? Financial wellness isn’t just about how much you make—it’s about how well you can handle expenses, bounce back from setbacks, and still enjoy life. Taking a few minutes to check in with yourself can help you under…
If you’ve ever wondered whether there’s an expiration date on old debts, you’re not alone. Most states have laws known as statutes of limitations (SOL) that limit how long a creditor can sue you to collect a debt. But the rules aren’t…
Having your account frozen by a bank can catch you by surprise. You might find out when a payment fails or your debit card stops working, leaving you unsure about what’s going on. While account freezes are frustrating, they usually happen f…
In most cases, a debt collector can’t take money from your bank account without going through the court system. That usually means filing a lawsuit, winning a judgment, and getting a legal order that directs your bank to turn over funds. If you’r…
Moving to a new country can open the door to fresh experiences, but your financial responsibilities don’t stay behind. If you have debt in the U.S., it usually won’t disappear when you relocate. Creditors may still try to collect, and unresolved issues…
Borrowing money is something many people do at some point—whether it’s to cover an emergency, combine other debts, or pay for a big life event. Loans and credit can be helpful tools, but only if used wisely. Before you borrow, it’s important to underst…
In the simplest terms, a debt-to-equity ratio expresses a company’s amount of outstanding obligations against the net value of the business. Often viewed as an indication of the stability of a company, the ratio is calculated by dividing th…
Discovering that a debt has been sent to collections can feel overwhelming—but it doesn’t have to be. This is a common situation, and there are clear steps you can take to handle it. In fact, the debt may not even be valid. Before you pay anything, it’…
y is Mental Health Awareness Month, a time to check in on our emotional well-being, break down stigma, and talk openly about the things that weigh on us. And yes, that includes money. Because whether we like it or not, financial stress and mental healt…