If you’re feeling stretched financially, you’re not alone. More people than ever are taking on side hustles to pay off debt. But is it worth getting a part-time job for this goal? The short answer is that in some circumstances…
Author: Lorraine Roberte
Many people never learned the financial literacy basics when they were younger. When you don’t understand how finances work on a fundamental level, managing your money is a lot harder. When you’re financially literate, you…
Financial independence (meaning you have enough wealth and passive income that you don’t have to work) may sound like a distant dream. But when you know what it takes, you’ll be able to start actively working toward it. He…
Investing can help you make the most of your money. But before you begin, you should learn about different investment vehicles and how they may serve your needs. Exchange-traded funds (ETFs) and mutual funds are two beginner-friendly options. This arti…
If you own a business, taking on some debt is often part of running and growing it. According to the Federal Reserve’s Small Business Credit Survey, about two in three small businesses carry debt. Used strategically, debt can help manage cash flow…
If you’re asking yourself, “What do I do when my bank account is negative?”, you’re not alone. According to the Financial Health Network, U.S. consumers paid an estimated $12.1 billion in overdraft and non-sufficient …
If you’ve ever had to manage a stack of medical bills, you know how quickly the paperwork can pile up. Doctor visits, lab tests, and insurance statements often arrive at different times, making it hard to stay organized. It’s easy to set them aside and…
An unsecured loan might seem like a lifeline if you are trying to catch up on bills or deal with a surprise expense. This type of loan gives you access to funds without putting your home or car at risk in the event that you cannot pay back the loan.…
Credit card debt can feel like quicksand: The more you struggle, the deeper you sink. But if you follow the best credit card payment schedule for your situation, you can dig yourself out of debt and finally breathe easier. Choosing the right cred…
What if you paused your spending for an entire month? It might sound extreme, or even impossible, but a No-Spend Month challenges you to do exactly that: hit the brakes on nonessential purchases and see just how much money you save. Beyond …