If you’ve filed Chapter 7 bankruptcy before, the U.S. Bankruptcy Code generally requires you to wait eight years before you can file again and receive another discharge. Without being eligible for a discharge, filing Chapter 7 again usually won’t elimi…
Category: Debt Guide
If you’ve filed Chapter 7 bankruptcy before, the U.S. Bankruptcy Code generally requires you to wait eight years before you can file again and receive another discharge. Without being eligible for a discharge, filing Chapter 7 again usually won’t elimi…
Early in my career, I went on a TDY assignment that came with a generous per diem. On paper, it looked like a financial win. There was just one catch—I wasn’t going to receive that money until after the deployment. And even then, it took several more w…
Early in my career, I went on a TDY assignment that came with a generous per diem. On paper, it looked like a financial win. There was just one catch—I wasn’t going to receive that money until after the deployment. And even then, it took several more w…
Managing multiple debts with different due dates, balances, and interest rates can be overwhelming. Combining monthly expenses into a single payment may not only offer relief but also make managing debt easier. Understanding how debt consolidation work…
Managing multiple debts with different due dates, balances, and interest rates can be overwhelming. Combining monthly expenses into a single payment may not only offer relief but also make managing debt easier. Understanding how debt consolidation work…
There’s a specific kind of stress that comes with avoiding bills. You see the envelope. The email notification. The reminder. And instead of opening it, you tell yourself, “I’ll look at it later.” Later turns into days. Then weeks. And before you know …
Key Takeaways Individual retirement accounts (IRAs) have existed for over 50 years. Established as part of the 1974 Employee Retirement Income Security Act for workers without employer pensions, access was expan…
Car loans after bankruptcy are possible, but timing and loan terms depend on the type of bankruptcy and your financial situation. Many people assume they must wait years before purchasing a vehicle. In reality, you may qualify for a car loan after bank…
Key Takeaways Roughly 20% of Americans age 65+ are employed or self-employed. Baby boomers (born 1946-1964) are remaining in the workforce at higher rates than previous generations did at the same age. Reasons include personal choice (e.g., for s…