A while back, I explained how cash enveloping has helped me tackle my overspending problem. This budgeting method allocates specific amounts of money for variable expenses like groceries, eating out, or shopping for new clothes. By using cash instead o…
Category: Financial Wellness
Worried about money during a possible 2024 government shutdown? You’re not alone. Many federal workers could lose pay. Others worry about the economy. This guide can help. It will show you how to: Are you worried about missing pay? Concerne…
Welcome to the Last Month of the Monthly Money Makeover Series! We’ve made it to the final installment of the Monthly Money Makeover series! Over the past year, we’ve tackled key aspects of personal finance, from budgeting to debt management to career…
For many, the holiday season is a magical time with family, festivities, and traditions. Yet, as all the lights are tucked away in the attic and the wrapping paper is all in the bin, many of us are left with an unfortunate realization: the holiday seas…
The holiday season is an exciting time for a lot of people. Reconnecting with friends and family and creating lasting memories together—that’s what it’s all about for most of us. However, unfortunately, for many, the holiday season can be a financially…
October Monthly Money Makeover: October Edition Welcome back to Monthly Money Makeover, your go-to series for transforming your financial health and knowledge, one concept at a time. This month, we’re diving into something that seems straightforw…
The end of the year is closing in on us. Soon, we will be celebrating the holidays with our friends and family. Are you looking forward to it, too? Before that though, on a more serious note, we will have six weeks to enroll, renew or change our health…
We all have financial fears. These fears can feel heavy and overwhelming, whether it’s the worry of losing a job or not having enough saved for retirement. It’s important to know that you’re not alone in feeling this way. Many people …
They are becoming more and more popular these days: Buy Now, Pay Later (BNPL) services. In fact, a CNBC poll concluded that 25% of US consumers recently used a Buy Now, Pay Later service. As of now, it’s the second-most used form of credit payments in …
We’ve all been there—wanting to say yes to every invitation but knowing that our budget has other plans. Whether it’s a weekend getaway, a dinner at a fancy restaurant, or even just a night out with friends, the pressure to keep up can be overwhe…